Walking the Financial Journey
with Grace & Empowerment
Lowest loan rates • High dividends • Member-owned SACCO with a faith foundation.
Join TodayWho We Are
Grace Faith Sacco is a registered Savings and Credit Cooperative with presence across Kenya. Formed by members pooling resources for economic empowerment, we are an autonomous, democratically controlled enterprise meeting social, cultural and financial needs.
Our Vision
To be an effective financial partner with a grace touch.
Our Mission
Enabling Members' Wholesome Growth Through Partnership for Financial Empowerment.
Core Values
Proactive Leadership · Integrity · Equity · Fairness · Excellent Customer Service
Why You Belong
You are The Owner
Collectively own properties & share surplus profits. Your voice matters.
Lowest Interest Rates
Access flexible loans with the most competitive rates & high dividends on shares.
Welfare & Care
Benevolence activities, spiritual growth & community support — no member left behind.
Financial Literacy
Customized business training, budgeting, and investment guidance.
Membership Plans
| Type | Registration Fee | Min Share Capital | Min Monthly Savings |
|---|---|---|---|
| Individual | Ksh 1,000 | Ksh 5,000 (6 months) | Ksh 500 |
| Joint (Couple/Family) | Ksh 2,000 | Ksh 10,000 (6 months) | Ksh 1,000 |
| Group (SHG/Chama ≤30) | Ksh 5,000 | Ksh 20,000 (6 months) | Ksh 5,000 |
| Corporate (NGO/Company) | Ksh 10,000 | Ksh 50,000 (6 months) | Ksh 10,000 |
Joint/Group members require additional documents (marriage cert, group resolution). Contact us for details.
Flexible Loan Products
School Fees Loan
Repay within 12 months • competitive rates
Kilimo Loan
Agricultural investments & equipment
Msanii Loan
Creative & arts industry financing
Maendeleo Loan
Long-term development (up to 24 months, <2% reducing balance)
Bidhaa Loan
Short-term asset financing
Okolea Mahitaji
Emergency & personal needs — disbursed in 1 day
Join in 3 Simple Steps
1. Register
Pay Ksh 1,000 via Paybill 400200, Account 17001. Receive member number via SMS.
2. Build Share Capital
Minimum Ksh 5,000 (6 months) to Paybill 400200, Account 17500.
3. Save Monthly
Save ≥ Ksh 500/month to Paybill 400222, Account 17002#YourMemberNumber (e.g., 17002#S001).
📢 Latest Announcements
Announcements updated by Sacco admins (AGM dates, dividends, events).